Fintech Statistics, Data & Charts (2025)

Highlights

Global fintech revenues grew 21% in 2024 to $378B, far higher than the 6% growth rate for financial services overall.

Fintechs account for just 3% of the total $12.7 trillion financial services revenue, but are growing 21% year-on-year.

Fintech startups are now worth $3.7 trillion, matching 2021 peak levels, with nearly 2/3 of the value still private.

Payments is by far the largest Fintech sector, accounting for approximately 55% of scaled fintech revenues in 2024 (~$126 billion).

Female-led fintech companies raised 3.4% of the total invested in the fintech sector in 2023 ($1.19 billion of ~$35 billion).

The fintech sector has 16% of all privately held unicorns (companies that achieve a valuation of $1 billion or more).

The fintech market is expected to grow at a 16.2% CAGR during 2025-2032, with the market value estimates likely to exceed $1 trillion by 2032 ($1.126 trillion projected).

The Asia-Pacific region accounted for nearly half (44.86%) of the global fintech market, while the North America market totalled a 34.3% share.

82% of bank account owners worldwide used digital payments in 2024, making them the most widely adopted fintech service.

The US and Canada have the largest share of Fintechs with around 22,500, followed by Europe (21,900), Asia-Pacific (9,600), Latin America (2,200), the Middle East (1,600), and Africa (1,600).

Although the US Fintech industry is projected to increase revenues fourfold to $520 billion by 2030, Asia-Pacific is projected to overtake them and become the world’s largest fintech market by 2030, expanding at a 27% CAGR. China, India, and Indonesia will mostly drive this.

The US and Canada have the largest share of Fintechs

Global fintech investment decreased from $119.8 billion in 2023 to $95.6 billion across 4,639 deals in 2024.

However, the trend is still upwards. Fintech investment has grown tenfold from just $9 billion in 2010 to $95.6 billion in 2024.

Fintech investment peaked in 2021, with $239.7 billion invested through a record 8,392 deals, fueled by pandemic-driven digital adoption and a wave of investment into digital assets. Investment in digital assets tripled to $29 billion in 2021.

The value and number of Fintech investments were down in 2024

Payments remain the largest fintech sector by investment and revenue. Total investment increased to $31 billion in 2024 from $17.2 billion in 2023.

In 2024, 14% of the $ 1.2 trillion in revenues from the Payment sector was generated by fintechs, driven largely by global digital wallet adoption and merchants shifting to SaaS-based payment infrastructure.

Digital wallets generated $67 billion alone, and Lending fintechs brought in $24 billion, powered by BNPL and unsecured loans.

Challenger banks earned $27 billion, showing neobanks like Revolut, Monzo, and Chime are no longer ‘alternatives’ but mainstream banking providers.

Revenue and investment continue to be dominated by the Payments sector

The fintech sector has 16% of all privately held unicorns (companies that achieve a valuation of $1 billion or more). That is more unicorns than any other sector.

In 2025, 242 unicorns in the fintech sector had a total valuation of $950 billion and an average valuation per company of $3.9 billion.

68 were in payments, 51 in banking, 43 in lending, 32 in wealth and investment, 28 in insurance, and 20 in crypto/blockchain. (CB Insights)

Fintech funding and deal count continued to decrease for all investments types (VC, M&A and PE)

Venture capital invested 64% less in 2024 vs 2021 (from $120.8 bn to $43.4 bn). Deal count also fell 46%.

The US dominated global fintech investment in 2024

In 2024, 73 megafunding rounds (each $100M+) were closed in the fintech sector, raising a combined $12 billion.

The US dominated global fintech investment in H1 2024, accounting for 71% of all funding ($36.7 billion), driven by giants like Stripe, Chime, and Coinbase.

Fintech investment within Asia-Pacific slumped in 2024 compared to earlier years, reflecting China’s slowdown and weaker investment momentum across the region.

Europe attracted $11.4 billion, with the UK capturing 40% of European fintech investment.

Europe outperformed other regions in 2024, with fintech investment rising 10% YoY to $8.7 billion, fuelled by standout mega-rounds. Notable rounds included Monzo, which secured $605 million, WorldRemit with $267 million, Sequra at $211 million, and Alan, which raised $178 million.

The biggest fintech companies are still US payment giants Visa ($696.6 Bn) and Mastercard ($521.8 Bn) which tower above all other fintech companies. Together, Visa and Mastercard are worth more than the next 10 largest fintech companies.

Stripe is the largest private fintech by valuation, valued at approximately $91.5 billion in a March 2025 tender offer.

Robinhood is one of the fastest-growing large fintechs, and its market cap increased 4x in the year to Aug 2025 to $98 Bn .

Largest global fintech companies

We have analysed 70 fintech companies with publicly available market capitalisations, comparing their values over the past 12 months to identify the fastest-growing firms.

9 or the top 10 fastest-growing fintech companies are all based in the US. Tiger Brokers, which ranked 6^thand based in Singapore, is the only non-US fintech company in the top 10.

The fastest growing fintech company (according to our research) over the past 12 months was Webull, a financial services and online brokerage, which increased by an astonishing 3,617% to reach a market cap of $2.23 billion.

Sezzle, which offers a BNPL platform, jumped 972% to $5.04B, reflecting renewed investor appetite in BNPL.

Shopify doubled its valuation (+108%) to $161.2B, maintaining its position as one of the most valuable fintech-adjacent firms globally.

Companies founded post-2010 dominate growth in the last 12 months: Webull (2017) +3,617%, Sezzle (2016) +972%, Dave (2016) +513%, Robinhood (2013) +395%, Upstart (2012) +235%.

Fastest growing fintech companies

FNZ, a global financial services company and one of the world’s largest wealthtech providers, tops the UK fintech sector, raising $1.42 billion in funding.

Monzo and Revolut dominate digital banking, each raising more than £1.3 billion.

Checkout.com ranks as the UK’s biggest payment company, with £1.36 billion raised and one of Europe’s highest-value private fintechs.

The UK is Europe’s fintech capital, attracting 40% of all European fintech funding in H1 2024.

London is home to more fintech unicorns than any other European city, with 52 fintech unicorns in total.

Most valuable UK fintech companies

Data Sources

Global Fintech Statistics & Charts