Why Use Us?
Get the most competitive payment processing quotes for your specific business in 3 easy steps.
Step 1
Fill in our short form
Fill in our short quote request form and one of our payment experts will be in contact to confirm your requirements. You can also book a convenient callback time.
Step 2
Compare bespoke quotes
After the brief discovery call with one of our payment consultants, you’ll receive the latest and most competitive quotes tailored to your specific needs.
Step 3
Select the best offer & switch
Compare offers from our tried and tested providers and decide which is the best for your business. If you proceed, we’ll support you through the life of the contract.
Real choice
One source to compare 80% of the UK’s leading payment processors
We have access to 80% of the UK’s leading acquiring banks, so we can find those most suited to your specific business needs. Quotes are presented in a clear and straightforward structure, making comparisons between providers easy.
You will only deal with us until you make a decision on the best route forward. You will avoid incessant calls and spam emails that would result from using comparison websites (they will sell your details up to 5 times).
Real savings
Secure preferential fees from tried and tested payment service providers
Our buying power and long established relationships with merchant acquirers (i.e. Worldpay, Evo, Barclaycard, Elavon, Trust Payments, Global Payments, AIB etc) and merchant service providers mean we can secure you preferential rates. We’ll normally be able to secure you lower fees than if you go direct.
Peace of mind
Independent expert advice and ongoing support
We are independent and have no allegiances or contractual restrictions with any payment service provider. Our objective is to ensure you receive competitive rates from reliable providers and to ensure they continue to “play fair” throughout the agreement you have with them.
Avoid being overcharged, rate increases mid-contract, hidden fees, poor after-sales service, punctuative exit penalties or roll-over agreements.
We also provide ongoing support. If you proceed with one of the providers we recommend, you will be able to call us directly at any time in the unlikely event you have an issue with them and would like our support in resolving it.
Step 1
Fill in our short form
Fill in our short quote request form and one of our payment experts will be in contact to confirm your requirements. You can also book a convenient callback time.
Step 2
Compare bespoke quotes
After the brief discovery call with one of our payment consultants, you’ll receive the latest and most competitive quotes tailored to your specific needs.
Step 3
Select the best offer & switch
Compare offers from our tried and tested providers and decide which is the best for your business. If you proceed, we’ll support you through the life of the contract.
Get Started
Discover the best card processing solution for your unique business and significantly reduce the fees associated with accepting payments.
Complete this short form to let us know your high level requirements. We’ll then need to contact you for a brief discovery call one of your payment experts.
We need this brief call before we start securing you the best rates. This should only take 5-10 minutes and is much quicker than getting all the information required via email or an online form.
Once we have a brief discovery call with you we’ll get to work obtaining the best rates possible for your business from our panel of tried and test payment processors.
We’ll be available to talk through the benefits of each offer and give our recommendations (it may not always be the one with the cheapest rates).
If you decide to proceed we’ll support you signing up and have the peace of mind that we are available at any time during your agreement to help resolve any issues you may have.
Fill in the short form to compare competitive offers from the UK’s leading card payment providers
What you'll receive
Low card processing rates
Our buying power and long-established relationships with merchant service providers mean we can secure your business preferential payment processing rates.
One Point Of Contact
You will only deal with us until you make a decision on the best route forward. That means no annoying calls, texts or emails from multiple providers or call centres.
Market Access
We have access to 80% of the UK’s leading acquiring banks and can save you weeks of hassle in obtaining bespoke quotes and negotiating terms.
Independent and unbiased
We are independent and are not tied to any particular payment provider. We will only recommend providers that that offer the keenest rates and are a good fit for your requirements and business.
Expert Advice
Each of our payment consultants has years of experience negotiating fees, scrutinising contracts and communicating with merchant service providers. We’ve advised thousands of businesses with annual turnovers ranging from below £25K to over £350 million.
Provider & Contract Due Diligence
Avoid being over charged, rate increases mid contract, additional charges not highlighted before signing up, poor after sales service, punctuative exit penalties or roll-over agreements that stop you from giving 30 days notice at the end of the agreement.
Multichannel
We can reduce credit card processing fees on all payment channels
Save time comparing providers and access preferential rates.
Whether you want to accept payments in person, online or over the phone we can help you find the best solution for your business.
In Person
Accept credit cards and digital wallets on card terminals right for your business
At the table with a portable machine connected via Wifi, Bluetooth or 3G
On the go with a mobile machine using a SIM card with 3G or GPRS
With a countertop terminal connected a phone line or broadband router
Online
Browser-based checkouts for desktop, tablets and mobiles
Hosted by the payment processor or integrated into your website via an api
Integrate with your existing payment gateway or ecommerce platform
Take international payments and process payments in local currencies
Phone
Take payments over the phone securely via a virtual terminal
Process electronic payments via telephone, email, mail order
No website required - use the virtual terminal on a mobile, tablet or PC
Fully PCI compliant with Address Verification System (AVS)
Don’t take our word for it.
Here are some of our latest reviews on Trustpilot.
See more reviews on Trustpilot here
Excellent service - narrowed down suitable options for us to consider to two. We are very pleased with our new provider and would recommend Independent Merchant Services to provide truly independent comparisons - and for free! What is there not to like?
Roger and team are simply excellent in guiding you through the cesspool of payment providers, promising one thing and getting you to sign up to another. Genuinely knowledgable and refreshingly independent.
Roger managed to not only negotiate better than I could, he led me through the process, especially with regards dealing with the dreaded compliance nightmare.
Great, old-fashioned honesty and straightforward, easy communication, throughout. I recommend this company unreservedly.
Darren was fantastic from start to finish. He made the whole process very easy for us and answered all my questions. Would highly recommend.
From 1st contact with Roger the whole process was seamless. As a small independent business we need to control costs and on Roger's advice we saved a great deal of money and it was an easy process to change suppliers and we were guided through each step fantastically well. Couldn't recommend them highly enough.
Darren Britcliffe was a pleasure to deal with from beginning to end. Listened to my requirements, understood which solution would fit my business needs the best and followed up all the way through. Thoroughly recommended.
It was good to be able to talk to someone about our business and what we needed from a payment system. They were then able to advise us and put us in touch with a suitable company that offered really helpful customer support for a small business.
It was great to be able to talk to the same person rather than being passed around to different people who didn't really understand our situation and requirements.
After hearing so many horror stories about companies not keeping the promises and not backing up the talk with action. I can say that Gavin has been amazing. This was been the easiest money saving exercise I have done for a long time. Thanks one and all!
Much better and cheaper than our last provider and there’s always help from their customer services.
Darren explained the role that he plays and arranged quotes which showed significant savings compared to current provider. It was then easy to accept and change provider.
Gavin was excellent, provided brilliant advice for us to update and make savings on our card terminals. Highly recommended.
Not only were they able to get me a great deal, the service was fantastic from start to finish and Roger was always at the end of the phone to answer any of my questions. I definitely recommend – Roger you were a great help, thank you.
I approached IMS as I had a 33% hike in fees in two years from Worldpay. don’t deal with cold callers. They asked a few questions about the business, gave two recommendations on new providers of which I chose the slightly more expensive one. I achieved a 2/3 reduction in fees. Great service throughout.
The recommendation that came back was that we are already on a competitive deal with our existing provider. This is a good indicator that the advice given is impartial and trustworthy.
Extremely helpful in finding a provider that suited my business and cut my costs dramatically. In one phone call Gavin gave me all the facts and figures. Would highly recommend. Wish I had found this company sooner.
Darren is definitely the man to go to. He gives a full understanding of the best offers available and it has been our pleasure to work with him for our company's advantage.
After hearing so many horror stories about companies not keeping the promises and not backing up the talk with action. I can say that Gavin has been amazing. This was been the easiest money saving exercise I have done for a long time. Thanks one and all!
Great communication. No pushy sales tactics. A very pleasant and easy method of switching card suppliers without the hassleplus they're available after switching if you have any problems or concerns. A good company to deal with.
Fantastic experience! Gavin was approachable, knowledgeable and made the process of choosing a new merchant services provider really simple. He was even on hand after the selection process to help with further queries. Would highly recommend.
Our Pledge
Each offer we will be able to secure for you will be one of the most competitive deals currently available on the market.
The merchant service providers we use represent almost 90% of the UK merchant services and all have been tried tested and approved by us.
We won’t charge you for our services. We make our money from commission received from payment providers that our clients sign up to.
Payment processor will only remain on our panel of recommended providers as long as they continue to offer our clients a high quality services, very competitive fees and attractive contracts terms. We have no allegiance to any payment processor.
Legals
Copyright © ALL RIGHTS RESERVED 2025
Address: Spaces, 9 Greyfriars Rd, Reading, RG1 1NU
Company Number: 09017066