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Why Use Us?
We’ll secure you preferential rates from reliable payment processors that are best suited to your specific business. For free.
It's as easy as 1, 2, 3
Get the most competitive payment processing quotes by email in 3 easy steps.
Step 1
Fill in our form and have a brief discovery call
Fill in our short quote request form and one of our payment experts will contact you to understand your requirements in more detail. You can also book a time for a call back if more convenient.
Step 2
We’ll secure you the best rates from our network of providers
Once we have a brief discovery call with your we’ll get to work obtaining the best rates possible for your specific business. We’ll be the main contact in this process so you won’t need to deal with multiple providers.
Step 3
We’ll send you the best rates and recommendation
We’ll email you the best quotes we’ve secured allowing you to easily compare providers and savings. We’ll talk you though the options and if you proceed with any we’ll support you throughout the contract.
Step 1
Fill in our form and have a brief discovery call
Fill in our short quote request form and one of our payment experts will contact you to understand your requirements in more detail. You can also book a time for a call back if more convenient.
Step 2
We’ll secure you the best rates from our network of providers
Once we have a brief discovery call with your we’ll get to work obtaining the best rates possible for your specific business. We’ll be the main contact in this process so you won’t need to deal with multiple providers.
Step 3
We’ll send you the best rates and recommendation
We’ll email you the best quotes we’ve secured allowing you to easily compare providers and savings. We talk you though the options and our recommendation f you proceed with any, we’ll support you throughout the contract.
Benefits of using us
Real choice
One source for 90% of the leading payment processors
We have access to 90% of the UK’s leading acquiring banks so we can find those most suited to your specific business needs.
Quotes are presented in a clear and straightforward structure making comparison between providers easy.
Real savings
We can secure preferential fees so you can keep a bigger slice of your card revenue
Our buying power and long established relationships with merchant acquirers and merchant service providers mean we can secure you preferential rates. We’ll normally be able to secure you lower fees than if you go direct.
Single Point Of Contact
Avoid the hassle of dealing with multiple sales teams and relax whilst we secure you bespoke quotes
You will only deal with us until you make a decision on the best route forward. That means no annoying calls, texts, or emails from sales agents.
Get started
Discover the best card processing solution for your unique business and significantly reduce the fees associated with accepting payments.
Complete this short form to let us know your high level requirements. We’ll then need to contact you for a brief discovery call one of your payment experts.
We need this brief call before we start securing you the best rates. This should only take 5-10 minutes and is much quicker than getting all the information required via email or an online form.
We need this brief discovery call before we start securing you the best rates. This should only take 5-10 minutes and is much quicker than getting all the information required via email or an online form. We’ll give you the option to book in a specific time for us to call you.
Once we have a brief discovery call with you we’ll get to work obtaining the best rates possible for your business from our panel of tried and test payment processors.
We’ll provide you with a proposal with the best rates secured from our panel of providers. We’ll present the rates and savings possible in a standard format so you can compare them on a like-for-like basis.
We’ll be available to talk through the benefits of each offer and give our recommendations (it may not always be the one with the cheapest rates).
If you decide to proceed we’ll support you signing up and have the peace of mind that we are available at any time during your agreement to help resolve any issues you may have.
Fill in the short form to compare competitive offers from the UK’s leading card payment providers
What you'll receive
Low card processing rates
Our buying power and long-established relationships with merchant service providers mean we can secure your business preferential payment processing rates.
One Point Of Contact
You will only deal with us until you make a decision on the best route forward. That means no annoying calls, texts or emails from multiple providers or call centres.
Market Access
We have access to 90% of the UK’s leading acquiring banks and can save you weeks of hassle obtaining bespoke quotes and negotiating terms.
Quotes You Can Easily Compare
Our recommendations will be open, honest and unbiased so let us compare any offers you have with the rest of the market. Whilst we have our preferred payment providers, we are independent and have no allegiance to any of them.
Expert Advice
Each of our payment consultants has years of experience negotiating fees, scrutinising contracts and communicating with merchant service providers. We’ve advised thousands of businesses with annual turnovers ranging from below £25K to over £350 million.
Provider & Contract Due Diligence
Avoid being over charged, rate increases mid contract, additional charges not highlighted before signing up, poor after sales service, punctuative exit penalties or roll-over agreements that stop you from giving 30 days notice at the end of the agreement.
Multichannel
We can reduce credit card processing fees on all payment channels
Save time comparing providers and access preferential rates.
Whether you want to accept payments in person, online or over the phone we can help you find the best solution for your business.
In Person
Accept credit cards and digital wallets on card terminals right for your business
At the table with a portable machine connected via Wifi, Bluetooth or 3G
On the go with a mobile machine using a SIM card with 3G or GPRS
With a countertop terminal connected a phone line or broadband router
Online
Browser-based checkouts for desktop, tablets and mobiles
Hosted by the payment processor or integrated into your website via an api
Integrate with your existing payment gateway or ecommerce platform
Take international payments and process payments in local currencies
Phone
Take payments over the phone securely via a virtual terminal
Process electronic payments via telephone, email, mail order
No website required - use the virtual terminal on a mobile, tablet or PC
Fully PCI compliant with Address Verification System (AVS)
Don’t take our word for it.
Here are some of our latest reviews on Trustpilot.
See more reviews on Trustpilot here
Excellent Honest Advice
Gavin was excellent, provided brilliant advice for us to update and make savings on our card terminals. Highly recommended.
Gavin was excellent, provided brilliant advice for us to update and make savings on our card terminals. Highly recommended.
Evan McPherson6 Sept 2022
Brilliant 5 Star Company
Sometimes you just stumble across a company which is absolutely brilliant and Independent Merchant Services is one of those. They really are a 5* and ‘must go to’ company!
Sometimes you just stumble across a company which is absolutely brilliant and Independent Merchant Services is one of those. They really are a 5* and ‘must go to’ company!
Sentinel Aviation Ltd13 Jan 2022
Excellent rates
I approached IMS as I had a 33% hike in fees in two years from Worldpay. don’t deal with cold callers. They asked a few questions about the business, gave two recommendations on new providers of which I chose the slightly more expensive one. I achieved a 2/3 reduction in fees. Great service throughout.
I approached IMS as I had a 33% hike in fees in two years from Worldpay. don’t deal with cold callers. They asked a few questions about the business, gave two recommendations on new providers of which I chose the slightly more expensive one. I achieved a 2/3 reduction in fees. Great service throughout.
Sara Hoare3 Apr 2022
Excellent Integrity
The recommendation that came back was that we are already on a competitive deal with our existing provider. This is a good indicator that the advice given is impartial and trustworthy.
The recommendation that came back was that we are already on a competitive deal with our existing provider. This is a good indicator that the advice given is impartial and trustworthy.
Paul Sweeting13 April 2022
Wish I had found this company sooner
Extremely helpful in finding a provider that suited my business and cut my costs dramatically. In one phone call Gavin gave me all the facts and figures. Would highly recommend. Wish I had found this company sooner.
Extremely helpful in finding a provider that suited my business and cut my costs dramatically. In one phone call Gavin gave me all the facts and figures. Would highly recommend. Wish I had found this company sooner.
Sophie9 Feb 2022
Excellent company to help any company through the minefield of what’s on offer
Darren is definitely the man to go to. He gives a full understanding of the best offers available and it has been our pleasure to work with him for our company's advantage.
Darren is definitely the man to go to. He gives a full understanding of the best offers available and it has been our pleasure to work with him for our company's advantage.
D Hunt18 May 2022
100% recommend – top service from everyone
After hearing so many horror stories about companies not keeping the promises and not backing up the talk with action. I can say that Gavin has been amazing. This was been the easiest money saving exercise I have done for a long time. Thanks one and all!
After hearing so many horror stories about companies not keeping the promises and not backing up the talk with action. I can say that Gavin has been amazing. This was been the easiest money saving exercise I have done for a long time. Thanks one and all!
M Prin30 May 2022
Great communication. No pushy sales tactics.
Great communication. No pushy sales tactics. A very pleasant and easy method of switching card suppliers without the hassleplus they're available after switching if you have any problems or concerns. A good company to deal with.
Great communication. No pushy sales tactics. A very pleasant and easy method of switching card suppliers without the hassleplus they're available after switching if you have any problems or concerns. A good company to deal with.
Afron1st March 2023
Fantastic experience
Fantastic experience! Gavin was approachable, knowledgeable and made the process of choosing a new merchant services provider really simple.He was even on hand after the selection process to help with further queries. Would highly recommend.
Fantastic experience! Gavin was approachable, knowledgeable and made the process of choosing a new merchant services provider really simple.He was even on hand after the selection process to help with further queries. Would highly recommend.
Sharon Ormston1st Dec 2022
Seamless and huge cost savings
From 1st contact with Roger the whole process was seamless. As a small independent business we need to control costs and on Roger's advice we saved a great deal of money and it was an easy process to change suppliers and we were guided through each step fantastically well. Couldn't recommend them highly enough.
From 1st contact with Roger the whole process was seamless. As a small independent business we need to control costs and on Roger's advice we saved a great deal of money and it was an easy process to change suppliers and we were guided through each step fantastically well. Couldn't recommend them highly enough.
Warren Brew24th Jan 2023
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Our Pledge
Each offer we will be able to secure for you will be one of the most competitive deals currently available on the market.
The merchant service providers we use represent almost 90% of the UK merchant services and all have been tried tested and approved by us.
We won’t charge you for our services. We make our money from commission received from payment providers that our clients sign up to.
Payment processor will only remain on our panel of recommended providers as long as they continue to offer our clients a high quality services, very competitive fees and attractive contracts terms. We have no allegiance to any payment processor.
Payment Solutions
Merchant Finance
Copyright © ALL RIGHTS RESERVED 2023
Merchant Savvy is a division of VUBO Ltd (Company Number 09017066).
Address: Spaces, 9 Greyfriars Rd, Reading, RG1 1NU.
