Apply for a merchant cash advance in minutes and have your funds within 48 hours.

Don’t worry, it won’t affect your credit score

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Get funds quickly

Get a quote the same day and your receive your funds within 1-5 business days.

MCA LP tersest rate

Repay as you earn

Repay with a small, fixed percentage of daily card takings.

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Flexible top-ups

Once you’re on board, receive funding top ups on the same day.

Lender used by over 40,000 small businesses and a trusted partner of

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It could not be easier or faster.

It could not be easier or faster.

1. Apply in less than 5 minutes

You are eligible if your business has been trading actively for more than 3 months and is making more than £1,500 in monthly sales online or through a card terminal.

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2. If approved, receive multiple offers on the same day

If you are one of the 90% businesses that are approved, you’ll receive one or more funding offers tailored to your requirements and business.

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3. Receive your funds fast

Once you accept an offer, you will normally be able to get your funds within 1 – 2 business days. You can track your progress paying off the loan in your own secure dashboard.

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9 out of 10 businesses are approved for funding

You are eligible if your business has been trading actively for more than 3 months and is making more than £1,500 in monthly sales online or through a card terminal

It won’t affect your credit score

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FAQs

We can offer amounts ranging from £1,000 to £1,000,000 to all types of small and medium businesses.

Funding is available for all types of business: brick-&-mortar businesses, online shops, standalone or chain businesses, freelancers, and other types of SMEs who need access to funds quickly, at a competitive price, and with flexible revenue-based repayment schedules.

Your card transaction history, length of trading and business performance will be considered as part of the application process to determine if you are eligible for funding and the amount available.

No. You will only pay back the percentage of your takings agreed up front.

This duration depends on the amount borrowed, the repayment % and your card turnover. Most business repay in within 6-9 months. The maximum duration is 12 months. 

A soft search will be carried out that won’t impact your credit score. It will only show that a Financial Services Advisor has performed a search.

The amount you’ll be offered will depends on your monthly card revenue and how long your business has been operating.

Average funding is approximately 80% – 100% your average monthly card turnover. You’ll get one or more offers once you’ve input your details into the online application form. 

The maximum repayment period available is one year, typically to be repaid within 6-9 months.

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Merchant Savvy is a division of VUBO Ltd (Company Number 09017066).
Address: Spaces, 9 Greyfriars Rd, Reading, RG1 1NU.

We are a broker, not a Lender. We do not charge you a fee for using our services. We receive a commission from the merchant cash advance provider we successfully introduce you to.